$2 million renewable coverage per year, per Insured person

Why Claria?

Claria International Health Plans offer a clear choice to protect your family's future, with generous comprehensive international coverage combining efficient and personal service. The Claria plans offer maximum flexibility, peace of mind and excellent value while ensuring competitive renewal rates for years to come. Claria stands for clarity and focus for today and tomorrow.

Deductible and Co-Insurance

The selected deductible applies per person, per policy year with a maximum of two deductibles per coverage period.

Deductible Waiver

Elimination of deductible towards the in-patient benefits in the country of residence for policies that have...

Freedom to choose:

Worldwide: Freedom to choose any doctor or medical facility anywhere in the world.
United States: Access to PHCS provider network, part of MultiPlan company one of the largest...

Medical Assistance 24 hours

One call to our 24-hour emergency call center provides you with immediate access to knowledgeable...

Coverage

See the amount above for each plan.


Renewals

Renewals are guaranteed for life of the policy. There is no maximum age for coverage as long as...

Hospitalization

Private room 100%
Intensive Care 100%
Medicine 100%
Surgeon 100%
Specialist 100%
Diagnostic Services 100%
Cancer Treatment 100%

Outpatient

Medical Visits 100% in country max $150
Cancer Treatment 100%
Medicine (Post Hosp. - Max 6 months) $4.000
Prescription medicine $4.000
Second medical opinion 100%
Alternative medicine (max. 12 visits) $150 per visit
Deductible elimination for admissions less than 24 hours

Maternity

Maternity complications coverage (lifetime) $500.000
Newborn coverage $50.000
Within country of residence
Normal delivery, Pre/ Post natal care $8.000
Medically necessary C-Section $8.000
Elective C-Section $8.000
Conservation of umbilical cord $1.500
Outside country of residence
Normal delivery, Pre/Post natal care /Elective C-Section $8.000
Medically necessary C-Section $8.000

Additional Benefits

Congenital conditions (Lifetime) $500.000
Organ transplant (Lifetime) $750.000
Bone marrow transplant (Lifetime) benefit included within organ transplant
Air ambulance 100%
Temporary coverage (during underwriting) $10.000
Accidental dental treatment 100%
Repatriation of mortal remains 100%
Travel benefits (deductible does not apply) $10.000
Ground ambulance 100%
Physical therapy / Rehabilitation (after surgery or accident) 40 sessions per year
Home health care (max. 30 days) $10.000
Cash benefit in country of residence $100 (max. 5 days)
Human Papillomavirus (lifetime) $3.000
Routine care $100 per policy
Well Child Care $50 per visita
Vaccines up to age 10 - 100%
Accidental Death Main Insured $10.000 / Spouse $5.000 / Children $2.500
Accidental death and dismemberment (for main insured and spouse - optional) up to $100.000
AIDS (lifetime) $20.000

This page and its contents are for informational purposes only. For full legal description of the plan benefits please refer to the policy documents.